|
www.creditonerespond.com
Respond online for your card if you have received a pre-qualified notice stating that you are eligible to get a new credit card. Applications are processed over secure servers.
| Credit One Bank® Visa Platinum Card |
|
|
|
- Visa credit card with features to help you stay on track
- Credit line up to $1500
- Credit line increase reviews
- No enrollment fee and no over limit fees
- Pick your payment due date to fit your schedule
- Get email or text alerts to remind you when your payment is due
- Monthly updates to all major credit bureaus
- Free online monthly credit score tracking included
- *See Card Terms & Conditions for Details
|
|
Intro APR
|
Intro APR Period
|
APR
|
Annual Fee
|
Balance Transfer
|
Minimum Credit Required
|
|
N/A*
|
N/A*
|
23.90*
|
$95
|
N/A
|
Fair
|
|
|
|
|
|
|
creditonerespond.com Statements
It’s not often you hear people complaining of having too much time on their hands – most everyone talks about being so busy they never have time for anything. It can be really easy for people to get so caught up in the hustle and bustle of life that months might go by where credit card statements are never even opened let alone looked at, thanks to the growing number of people who use automatic payments and online bill pay features to pay their bills. Don’t let yourself get so busy or relaxed that you skip reviewing your card statements – even if you use automatic bill pay services. Responsible credit card users keep a close eye on their credit card statements each month. Here is how and why you should monitor your credit card statements:
Why You Need to Keep an Eye on Your Statements
Responsible credit card owners keep a close watch on credit card statements so they can identify potential identity theft faster. The sooner you report unauthorized use of your credit card, the more likely it is the company can put a stop to it and find the criminal before the situation explodes and becomes a huge ordeal.
Once someone has access to one of your credit cards, it may be possible for them to gain access to other personal identifying information – which can lead to them opening new accounts in your name or intercepting your mail. This is a nightmare you do not want to deal with, as it can take months or longer to fix, and in the process, your credit can be severely damaged.
Monitoring statements once you open your new www.creditonerespond.com account will also allow you to find and correct unintentional mistakes as soon as they happen. For example, once in a while a retailer will accidentally run your credit card twice for the same order, or a technology hiccup can cause it to happen automatically. If you don’t see it on your statement, it’s possible that it wouldn’t be discovered and you would pay double for the item you purchased.
Keeping Track of Credit Card Statements
If you set up your credit card payments to come out of your checking or savings account automatically, you may be in the habit of tossing your credit card statements when you receive them. This is not a good idea!
Each month, when you receive your statement in the mail or via email, make sure you review the statement carefully. Look at all transactions, one at a time, and make sure they are purchases you really made. If you see anything on the list of transactions you don’t recognize you need to make a note of it and call the customer service number to investigate.
It might help you to keep receipts for everything you buy using your creditonerespond.com Visa, so you can match the receipts to the purchases on the statement on a monthly basis in order to verify that only the things you actually purchased are on the statement.
|